Archive for April, 2016

Housing and Doors

Many remember the days when public housing mounted the same featureless interior doors, which, incidentally, no one usually does not pay attention. Well, unless if someone or whether, for whatever reasons did not "Fit>> into it. Modern design doors, it's hard not to notice, unless of course "invisibility>> is not a design idea. Through the use of new materials and excellent finishing, interroom door takes pride of place in the interior of housing (and other) facilities. The variety of designs, styles, door trim easily satisfy the most discriminating consumers. Stephen M. Ross has similar goals.

But this diversity, we can and bring it into confusion. That would not become a "victim of>> such abundance, must be serious and leisurely ponder feasibility of acquiring a particular construction and design of interior doors. bb should first determine with the way the door opens. In the construction market leading manufacturers represent different interior doors: hinged, folding dveri-/nobr> doors opening on either side of paintings and a variety of sliding systems. Double, of course, more easily and in a device and reliable in operation, but in the case of deficit floor space, design with non-standard opening will best save living space.

Nene is in the range of one apartment, apply too different in type and design of door designs, but be aware that the material used for the doors of the hall may not correspond to the bedroom room. Professor Rita McGrath is likely to agree. The main types are paintings – framed, panel-mounted, glazed, whole array, etc., have different thermal and acoustic insulation, light transmission and other properties. At present, the difference between and paneled interior door panel construction virtually wiped out. Flush door leaves in appearance often mimic panels, while the latter is made using sheet materials. Modern panel and panel doors are manufactured using modern technologies and are resistant to temperature and humidity. It can not boast of paintings from solid wood. But the panel doors give way to insulation boards, and panels – whole-derevyannymobr>. Like all, there is a fashion at the door, change over time. Baroque, Empire, hi-tech – one comes, another goes, but the original decision is always present interest to the sophisticated design solutions. In the collection of glass doors always remain popular with leaf patterns. For arched stained-glass designs are still irreplaceable. Paneled doors, trimmed under a veneer of wood (oak, beech, mahogany) and laminated, virtually unaffected by fashion. Thanks to its versatility and affordable price, the demand for them always on top. What would rid itself of "surprises>> associated with ill-conceived design, or design decisions when choosing interior doors, consult with experts.

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Perm Accommodation

In the West, the vast majority of the population have long been accustomed to live 'in debt'. Moreover, buying on credit, mainly real estate. Without fear or doubt become expensive homes, almost all my life but pay the mortgage And live Good luck! Can not we too? It's no secret – accommodation in Perm now expensive. Causes a rise in prices – and not very objective – a lot. But this is a topic for another material.

Especially because many would not cost a square meter, the acquisition of Housing remains in the list of priorities for almost any family. Still too early to talk about the creation in the region of affordable housing as a fait accompli. However, Perm-city, not without opportunities. On the market today Property running multiple schemes offering Perm inhabitants acquire housing, paying for it for several years. Another thorny issue – the mortgage. Attitude toward mortgage today is ambiguous. Skeptics argue that the classical scheme of mortgage lending, we can not yet realized.

Arguments are simple: there can not be our borrowers because of high housing prices and exorbitant interest rates. And those who find the money for a down payment and interest payments on loans are not always of the 'target audience', for which established a similar mechanism. Some experts even argue that the mortgage was not created for people, but in the interests of the state: housing loans are used primarily as a strategic mechanism for the involvement of the housing construction sector through long-term financial resources for all other industries. Meanwhile, in the several regions of Russia set up and operate a truly market-based system of mortgage lending. And the number of people wishing to participate in the scheme far exceeds the financial possibilities of the region. Bank lending. Today, banking institutions engaged in self-lending to households to purchase real estate. It is believed that the bank generally considers private contributions as a platform for development. Volume of loans granted to the population of real estate in the past 2 years increased faster pace compared to the volume of loans for other species. It is also important that, as claimed by themselves bankers, bank lending for the purchase and construction of housing has good prospects for development. Along with the stabilization process of socio-economic situation in the country banks is a gradual reducing interest rates on loans to the population, including long-term loans for real estate. Increases the supply of various types of lending for housing. The main reason lack of access to bank loans for a wide range of population is usually called the rather stringent requirements for the creditworthiness of borrowers. In addition, one of the conditions for obtaining a loan is revenue transparency client. However, in light of unfolding in recent combat pay 'in the envelope', this problem may disappear by itself. Here are, perhaps, we can draw conclusions. I really hope that article like it residents of Perm.

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