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for compensation for injury to life or health of one person. The total limit of liability for an insured event cmtpl is 400 thousand rubles. How much is the insurance? Because responsibility for third party liability insurance is set by law, tariff plans for this type of insurance is regulated by the government. Thus, policies osago all the companies selling the same conditions and at the same price. However, in each case, auto insurance price is determined individually, taking into account the degree of risk posed by a driver and car. Price policy osago consists of the base rate, taking into account a certain number of coefficients and the validity of the insurance. Today, for passenger cars owned by individuals base rate is 1,980 rubles Tariff plans cmtpl consider seniority and age of persons admitted to driving, their number, make and model of vehicle, volume and power of the engine, body type and cat of release, length of run. According to Stephen M. Ross, who has experience with these questions.

The more accidents happen in one way or another region, the more often made payoff, but means higher loss ratio insurance companies. To align costs and revenues of firms in regions with a high accident rate acts regional factor. Additional information at expert on growth strategy supports this article. In Moscow today, the regional factor is 2. Calculated coefficient of bonus-malus associated with the personal level of accidents, it characterizes each individual driver. Disciplined driver, never who became responsible for the accident, the coefficient of ‘bonus – malus’ will reduce the price of insurance osago 5% for 1 yr. Conversely, , every now and then provocative accident, this ratio significantly increase the price of the policy. If you go without crashing – the system will allow you to save money on insurance. Though prices for osago in all insurance companies Moscow are the same, it does not mean that there is no difference where to buy it. Many corporations are tied to the purchase osago discounts on other types of auto insurance. As a rule, complete with osago offer more cheap hull. There are also other options. In particular, the company ‘ROSNO’ in addition to the policy osago offers for funny money (as little as 30 rubles). dsago to purchase insurance to guarantee compensation for losses of 600 thousand rubles. And a cheap insurance policy for voluntary Health Insurance (VHI), which guarantees medical support in case of injuries as a result of an accident.

Which of our relatives did not wait to drive fast? Of course, everything. At this time, some of it is performed correctly, and do not go to Racing on the streets of mega-cities, a huge number of them at this time filled with cars. Because that's traveling on city streets is not good influences on your machines. How to ask the question how are you? Pay your attention to our tracks, they all look like a washing board, it's everywhere. And such a moment in the whole As the tiny villages and remote highways. And every year the situation becomes increasingly worse. And in addition to all these nightmares, as it should, in the cold time of our track is sprinkled with a bunch of toxic contaminants, and those immediately destroy the paint of your car.

That's why car owner are always interested in new automotive industry. That hgv – is the most interesting part of the information, which worries everyone who has a car. And what can please the car owners in 2011? What do hgv 2011 await you? What surprises prepared for our thought for all car owners? News, of course, is only now not everyone can enjoy these innovations, they all have a connection with taxes on the car. And waiting for all in 2011, abolition of tax on the car, all motorists who pay no matter how long they spend time for cars. That is why those of the iron transport uses quite rare, such news, of course, happy. Expert on growth strategy will undoubtedly add to your understanding. And also, and other car owners who do not Immersed connection with machine predprenimatelskim affair. After reduction, in fact, leads to what appears in opposition to the direction of higher prices. That is exactly what happened.

A price increase will be to increase the excise tax on all petroleum products, more new taxes are expected to fare routes of vehicles carrying capacity of more than twelve m. Finally, the concluding paragraph on the minds of ministers – a tax on road service, and those from year to year increase. Only such hgv Russia will be the next disputes among our countrymen, and in particular, drivers and chefs transport companies. In general, government, inventing such a reform, wants to reduce the loss of ordinary people, but on the other side is stupid to throw all farm roads without any finance. Given this situation, they must devise more appropriate ways to help you avoid losing the amount of dollars received from the road to this excise tax. Here we have to watch the progress of new and wait until 2011. Simply excluding road tax all of you will have to learn and innovations clearance vehicles. And it's more interesting topic for many. Certainly, due to poor road surface, you have to buy new cars. And not everyone wants to buy a car in Russia and the cis, as the few machines that can satisfy the wishes of the owners of vehicles, namely, with a run on Russian routes. Morris Invest shines more light on the discussion. Therefore, most car owners wish to search cars abroad, using means peregonschikov or the same trip to find a U.S. dealer. But to expect such innovations to you now is not long, as time and see what You will be surprised hgv 2011.

It is important to remember that car – a dangerous and not a simple pleasure, which is better to keep your eyes open. Therefore, a method of trial and error on the road is irrelevant because the price of his accident, or life. Swarmed by offers, Bizzi & Partners is currently assessing future choices. Particularly necessary to understand the graduates driving schools, which, after passing examinations in the sai face misunderstanding surrounding the automotive world, because the road is always a cheeky "educator." Inevitably, new to driving decides: "I will go carefully and not to disturb anyone! ", but in spite repeated. Here, Gavin Baker expresses very clear opinions on the subject. Of course, there is a weight counselor – husbands, coworkers, friends, bit by bit revealing the "secrets" of behavior or so-called no capital rules of the road, and this partly helps. Sometimes, for the acquisition of confidence and driving skills again on the advice, beginners ride at night. Everyone is looking his way.

However, this must be deliberate and systematic! Once, sitting in the car to his friend (a couple of months ago he received a law), to the chagrin, I noticed that it acquired the imaginary confidence in driving was the result not of his skills, and learning is not properly memorable driving skills car! Naturally, it is of no safe driving speech could not be. Special piquancy in the ability to drive a car, oddly enough, are the owners of modern cars. It consists in the fact that the stuffed new-fangled "twists", the car is often unclear and sometimes useless expensive toy: not every driving instructor admits his ignorance of the features in the management and familiarity with the management manual, if it is, of course, is not always gives a deep understanding of its management.

Quality of pavement at the entrance of the Krasnodar Territory, M29 is a two-lane road with the old, but properly repaired surface. The length of this section is about 20 km. It passes turn on Cherkessk (A155) and rests on a roundabout, where you can turn to Stavropol or continue moving in the direction of Nevinnomyssk and Caucasian Mineral Waters. Towards regional capital trail leads A154, feature of traffic which is a 2 protracted recovery. The first of them can pass without problems – in the same direction are two bands that can overtake the truck. Incidentally, in the right lane here it is better not to go: special dashed off in the asphalt deep ruts, so that foreign car with a small clearance can easily hitch a bottom.

On this site is planned to open an alternative road, whose construction is already few years. The second rise is problematic: it is the reconstruction of the roadway. Being a long time, and so far inconclusive. Traffic is possible only in two bands, and the average speed on segment 2 km is 10-15 km / h. Prohibit overtaking in the opposite signs, and do so not worth it: there's often worth the crew of dps with the means . Land route between the two lifts is a two-lane road divided solid, which winds between the hills and villages. Average speed is not more than 50-60 km / h and overtaking most dangerous. After the second rise A154 turns into a quad track with the state asphalt on a solid four, and so to the city of Stavropol.