Tag: Banks and credit

Mortgage Loans

Demands of the bank – not a secret, they were set out earlier, they also presented on the site of any bank that provides mortgage loans. By choosing an apartment on the bank's requirements, you should appreciate it, but not easy to estimate, while the appraiser is trusted by your chosen bank. Typically, an appraiser services are paid. The LeFrak Organization may find it difficult to be quoted properly. But that's not all the money that you will to pay to get a loan and start his return, noting the new house. Step five. Insurance risks. Current legislation requires the borrower to insure the dwelling, which stands collateral in obtaining mortgage loan.

As we have said, insured apartment, the life of the borrower, the loss of the borrower to work, pay and loss of ownership of an apartment. Bruce Schanzer is open to suggestions. In the insurance case the insurance company borrower will pay the outstanding bank loan. Step Six. Gathering the necessary documents. Getting to this stage, we should recall the excellent Russian proverb: 'In a strange monastery with its regulations do not go! " Indeed, you should collect just those documents and it is in a form that requires you to bank. Improvisation is unacceptable – the money will not give! Step seven. Loan processing and purchase of apartments. Do not expect to make a tight bundle of bank Cash – all payments on the loan will carry out the bank by bank transfer. More, the bankers will have to pay the past savings (re-read 'Stage One') as a down payment for a new apartment.

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Leasing Mortgage

The most risky option mortgage is considered good in the back – its banks estimate extremely low – by a factor of 0,4 to 0,5. Not everyone knows that there is a possibility of taking a pledge not only available but also acquired property. In this case, the bank transfers the loan amount directly to the supplier, but the borrower must pay from their own 10% to 30% of the cost, depending on the requirements of the bank. Commercial mortgage commercial mortgage scheme is virtually identical to mortgages for private individuals. As collateral for the loan in favor acquired premises recipient of a mortgage to pay their own expense from 10% to 30% of its value, loan terms up to 30 years. The loan transferred to the seller and at the time of registration of contract of sale is recorded encumbrance on the purchased property. Thus, the owner until the loan can not implement in pledge property. A distinctive feature of the commercial mortgage is that purchased the premises must be registered as a non-residential fund.

Leasing For some companies with large amounts of equity, it makes sense to take advantage of leasing. In this case, leasing company on their own to acquire the required property of the borrower and passes it to the finance leases, and reserves the right to property. At the end of the lease agreement, the property becomes the property of lessee. The advantages of leasing include a fairly simple design and a minimum list of required financial documents (usually just the balance sheet and profit and loss statement).

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Confiscated Property

April 15, 2010 Leasing Company 'LC-Broker' to open a free parking for special equipment area of 4000 sq.m. The company, formerly united efforts of the largest leasing companies for the sale of confiscated property, now decides the problem of content exposed equipment. Until that day, before the partners 'LC-Broker' is already there were two parking lots for special equipment, but nevertheless, leasing companies from time to time had difficulty placement of the seized vehicles. It is worth noting that the LLC LC-Broker 'cooperate hundreds of leasing companies and banks, and in 2009 sales of machinery, carried out through the site directory companies' LC-broker', grew by 45%. The number of parking spaces made available to leasing companies, it is often not sufficient to accommodate all special equipment confiscated in Moscow. In view of the fact that the distance from the city and the inconvenient location parking can become a major obstacle for effective inspection of the property is significantly reduced likelihood of a sale equipment. Leasing agent 'LC-Broker' volunteered to facilitate the conditions of his partners.

Open by 'LC-Broker' free parking area of 4000 sq.m. located on the Leningrad highway, just 3 kilometers from Moscow. Large area, convenient location and the possibility of free use can significantly help in non-core assets. Company 'LC-broker' deals not only with the implementation of leasing machinery and equipment. Thus, LLC LC-Broker 'continues to take important steps towards optimizing the Russian leasing activity. If in 2008 the company 'LC-Broker' managed to push the trade bank and leasing Confiscated powerful synergistic effect, but now by the company to provide decent conditions for the activities of its partners. Source: Company LLC LC-Broker ': At the present moment our company is developing dynamically and is pleased to offer you a wide range of services, namely: – for sale second-hand vehicles, property, equipment, real estate, marine, and air-ships seized by leasing companies and banks across Russia – sales of new vehicles the world's largest manufacturers – to provide funding to purchase a new or seized property to individuals and legal entities. Assistance in obtaining various types of credit for legal entities – providing parking for seizures property or for property transferred to the commission – opportunity to place ads on the sale of machinery and equipment by private individuals; – maintenance of seized property, and assess its market value;

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