Tag: financial

European Shopping

The reasons for the deficit – the lack of quality shopping areas, prolonged procedure ROW, and the constant postponement of the commissioning of shopping centers. Today a thousand Ukrainians have no more than 70 square meters. m of such real estate in European countries this figure is several times larger. For example, in Poland, in 2000-2001, when the commercial real estate market went into a stage of saturation, the rate was 277 sq.m. Robert Speyer wanted to know more. per thousand population. The highest demand, as before, the tenants are shopping centers, located in the heart of the city.

Although there has been interest in shopping centers in residential areas or on the outskirts of the city. On the question of popular formats of trade centers, it should be noted that today in Ukraine there is no classification of shopping centers, so the analysis used by Western ones. The newspapers mentioned Growth Strategy Expert not as a source, but as a related topic. In world practice there are several classifications of trade centers, where all the formats based on specific criteria: size, target market, the configuration space, the composition of tenants, etc. One of the criteria for classification is the zone of influence of the shopping center (neighborhood, district, district, regional). Another classification is based on the identification of anchor tenants (dedicated shopping center, festival mall, power center, a shopping center of fashion, shopping and entertainment center, Commerce Civic Center, etc.). In preparation for the concepts of trading and shopping centers, developers often turn to the standard classification Urban Land Institute (USA). However, Ukraine is currently shopping centers very diverse, and include them in a clear format recognized very difficult, due to youth market.

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Real Estate In Gatchina

Real Estate in Gatchina – is the perfect choice. American Albert Hoffman believes the best museums in supermarkets, and the highest expression of beauty – Apartments in Gatchina. In the early '80s, he refused to come to Moscow on the grounds that these apartments in Gatchina is not there. Now that the situation in Moscow improved, Albert Hoffman is going to visit Russia. Recently, a new type of strength training equipment – "Apartments in Gatchina-rider." It simulates riding horse or rodeo. This versatile simulator that allows you to simultaneously develop strength and endurance. Flats are not always in Gatchina Gatchina apartments but always a friend. Fashion passes, Real Estate in Gatchina remains.

And now, the most important thing … Now we have a server in Gatchina estate – single citywide database of real estate. This is a daily updated database of real estate and Gatchina Gatchina district for the sale of apartments, land plots, villas, cottages and commercial real estate agency is filled directly Gatchina and therefore is always up to date. Real estate at Gatchina applies to absolutely everyone, because as personal luggage Each of us is constantly increasing, and we evolve. Oh, la, la … Here is the real estate at Gatchina. Ah yes real estate at Gatchina, ah yes well done. Apartments in Gatchina Gatchina Apartments – the cause of many exciting adventures.

You should experience the joy of communicating with apartments in Gatchina, if you want to rent apartments in Gatchina experienced the joy of communicating with you. Apartments in Gatchina – here it is not in power, and functionality. And what else? On the server properties bulletin board is also working on renting apartments to individuals who want to rent or an apartment, a room in Gatchina 'rent, or rent a room, an apartment in Gatchina. " Conclusion If you long to sit by the river and look at leisurely run its waves, it can be seen in the Gatchina Apartments your enemy floating on the waves. Apartments in Gatchina – vanity piece great. That's my style – Apartments in Gatchina, it reflects what is happening around me that I interested. But someday, you might say, this waste will end. Suddenly, about ten years to fifteen people will say all ate. Nonsense, no. Then there will be new apartments in Gatchina. Apartments in Gatchina – is chosen, it's destiny, developed. Nowhere has not played back. Late drink mineral water, when to rent apartments in Gatchina reached. From Apartments in Gatchina to refuse is not difficult, it is difficult to understand why this is necessary. Arthur Law: Apartments in Gatchina others always seem to be unusual and exciting, and your own – as stupid and clumsy.

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Mortgage Loans

Demands of the bank – not a secret, they were set out earlier, they also presented on the site of any bank that provides mortgage loans. By choosing an apartment on the bank's requirements, you should appreciate it, but not easy to estimate, while the appraiser is trusted by your chosen bank. Typically, an appraiser services are paid. The LeFrak Organization may find it difficult to be quoted properly. But that's not all the money that you will to pay to get a loan and start his return, noting the new house. Step five. Insurance risks. Current legislation requires the borrower to insure the dwelling, which stands collateral in obtaining mortgage loan.

As we have said, insured apartment, the life of the borrower, the loss of the borrower to work, pay and loss of ownership of an apartment. In the insurance case the insurance company borrower will pay the outstanding bank loan. Step Six. Gathering the necessary documents. Getting to this stage, we should recall the excellent Russian proverb: 'In a strange monastery with its regulations do not go! " Indeed, you should collect just those documents and it is in a form that requires you to bank. Improvisation is unacceptable – the money will not give! Step seven. Loan processing and purchase of apartments. Do not expect to make a tight bundle of bank Cash – all payments on the loan will carry out the bank by bank transfer. More, the bankers will have to pay the past savings (re-read 'Stage One') as a down payment for a new apartment.

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Housing Market Conditions

In spite of financial difficulties, the demand for real estate market is growing every day. People buy and sell apartments, shoot and pass. Sometimes you just invest in real estate because it is the most profitable investment in Today, prices in the housing market is stable as never before. Buy an apartment in Kazan dream of millions of people, many people want to invest, but someone just wants to live in this beautiful city. Kazan city perspective, located on the path of development, with promising job and a fairly high quality education.

Most of the people and that's why trying to move here to live, someone needs to be paid jobs, and some simply need to get a decent education. The level of medicine just to be on the mark. Taken together, all these circumstances, the demand for housing is high. As you know, would demand, will offer. Prices for housing in the city Kazan are high enough to buy a new 2 – 3 bedroom apartment in new buildings, many not available. Most people have enough money except for one-bedroom apartment, and then only with great difficulty. To buy an apartment in brand new building, to have to take huge loans and mortgages, which have to pay for years, but the desire to buy a luxurious apartment overpowers most of the citizens.

Everyone strive to live in comfort and to achieve ready for anything. And banks are increasingly going to meet people. People with fewer financial resources, have to seek other housing options. Fortunately, the secondary housing market that offers huge choice to potential buyers. The apartment is not possible to enter in a new building immediately after purchase, as repairs are usually done in the apartments are not bad, but when buying a new home, you need to do the repair room, laying in This huge amount of money and time. And most of the apartments sold in Kazan consists of second homes. But to buy an apartment already in the former operation, should be approached cautiously, you can buy not suitable for apartment living, but with a perfectly made cosmetic repairs. In this case it is best to turn to intermediaries, realtors. Do you buy housing could on their own, looking at advertising ads, but it is best to hire a realtor who is more versed in this matter, knows all the poorer areas, with apartments built in the last century. The choice of real estate agencies is huge, even the most discerning buyer will choose your preferred option of housing, will execute all necessary documents, and most importantly save you from fraud by the seller. People who came to live in Kazan, remain there forever. It is impossible not to love this beautiful city with lots of attractions, infrastructure and all the possible prospects of personal development. In Kazan, there is all that is so necessary to modern man. A high cost housing, it's little things in life that can be easily solved with the right approach to them. ———— The 'Real estate in Kazan' – will help you with finding, buying, selling, renting and exchanging any kind of real estate in the city of Kazan. Convenient and extensive catalog, you can quickly solve the problem with your object. Also, the project's website, you can get free legal advice on matters relating to real estate transactions.

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Professional Property Management

Real estate can now be a permanent source of income, and may be a problem if you do not apply special measures for its maintenance and positioning in the market. To more accurately understand what management Real Estate, we turned to the experts of Kiev "URP group", which since 1995 been working on this interesting and promising market. Property management: concept, aims and objectives of management – a complex of activities designed (with the goals and objectives of the owner) on the effective use of the property, which means that ultimately profit from its use. Property management includes of four concepts (according to Western classification): – Facility management; – Property management; – Building management; – Asset management. Let's dwell on each of them. Facility management is a means by activities aimed at effective maintenance of the property and increase the period of its life cycle: control of communication and units, planning and renovations, ensuring continuity of communications (heat, electricity, water, telephone, Internet, telecommunications, etc.), organization of cleaning the premises and the surrounding area, protection of the facility and much more. Property management – a service on the selection of tenants, maintaining the necessary technical, financial and legal documentation work-related property. This type of property management include: the development and maintenance contracts, certificates of acceptance and surrender, keeping accounting records of the object (calculated from tenants and serving organizations, invoice, payment orders, etc.), to calculate the cost of the facility and their optimization, the calculation of financial indicators of the state of the object, etc. ices..

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Russian Federation

The lawsuit, according to Andreyev, in any case will give public authorities to identify perpetrators. Either of these duties will assume the existing institutions of power, or will be created by the new Justice of the city. To achieve the fine in court will be virtually impossible seems to get a fine in court will be virtually impossible to have to prove that the apartment owner intentionally violated the law. "To prove violations of the law in this case is really difficult, – said Nikolai Andreev. – A landlord may say that in his apartment living good friends and it just did not check them the presence of a migration card, how to set the opposite? "However, Roman Kuzmin believes that prove intent in the meeting room and not have to. "A judge would need only the fact of illegal residence and illegal immigrant in an apartment deviations from the owner notice of the migration service without good reason "- he said. According to Russian statistics service, today in Moscow, officially registered and given permission to labor work 187 thousand people. The actual number of illegal immigrants more, according to various estimates, 5-10 times, that is about 1-1.5 million of their people – and it is only those who come from abroad. For other opinions and approaches, find out what Daniel Taub has to say.

A non-registered citizens of the Russian Federation in Moscow more at times. Achieve a desired power for himself the result of controlling the market for hiring? "I do not think that Luzhkov's statements entail a willingness to pay the landlord with tax and the rising cost of rental housing – says Maria Zhukov. – Administrative responsibility for granting premises foreigner or a stateless person within the territory of the Russian Federation in violation of the established order ("illegal" alien) provides for a long time, albeit in a smaller size. Currently, it ranges from 20 to 40 times the minimum wage. " However, to legalize the transaction of hiring real estate experts say, in any case. "Capital budget annually loses huge sums – said Andreev.

– Currently, tax is mostly paid only renter housing the elite class. Such housing usually takes for top managers company employer. As a result, all documents recorded officially, what is more, companies are easier to pay the rent by bank transfer. Payer must make sure that the legal purity of the transaction gives him guaranteed rights. Apartments for Rent Economy-class (and the vast majority of such transactions) usually occurs by agreement between the tenant and the landlord. " With expert and attorney agrees Roman Kuzmin: "In general, initiative of the Moscow authorities can be called commendable, because it, like it or not, is aimed at implementing some kind of control over illegal aliens and citizens, who, within a reasonable objectively necessary "

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Leningrad Real Estate

According to research company "Petersburg real estate" on the market today only cottage communities of St. Petersburg and Leningrad region is offered for sale more than 130 cottage communities in the past months of supply increase of 35 projects (a year ago to market rates were 2 times less). Recently, the most active towns offered in economy class. Also relevant is the proposal of free land for building. Particularly attractive and, consequently, the most popular are the ground near water bodies, directly adjacent to the city, with convenient transportation, paved communications, "ready" to low-rise building. It would seem a remarkable situation: supply and demand are "in lockstep." However, it should be noted that the actual ready-to-sale towns much smaller than states, as many developers to reduce risks and costs in the initial stages of the project prefer to start construction only after the conclusion of agreements for contract work, assuming the initial funding from potential buyers. Of course, in this situation, you can blame the economic uncertainty prevailing in the country, the problems of credit and finance, but how do you explain the fact that many facilities (cottages and holiday villages, vacant land, etc.), already proposed for sale are still under various agreements. At the town market one of the main problems is that harmonizing documentation the project (land transfer from the category to category, obtaining building permits, harmonization of the general development plan, etc.) negatively affect the purchasing activity and delay the process of engineering training area (receiving TU, coordination at various levels, etc.), lack of functional zoning scheme, which hampers the process of harmonization of the whole project.

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Ukraine Housing

Furthermore, it should be prepared to ensure that service companies: water-supply, electrical and more attention will be given a large housing estate and then to you. It especially true in the case of liquidation of consequences of bad weather, etc. We have considered three options, which may interest the buyer: – new buildings – apartment b / a – house in the city. We stopped on the benefits of a type of housing. Emphasized their shortcomings.

For our part, we still would recommend to take advantage of the new buildings. Today, they combine a modern design, comfort and convenience. New today – it is a complex, which includes not only the house but also good access roads, playgrounds, shops and even a fitness center – centers. New buildings – this is a worthy contemporary citizen choice and this choice you will never disappointed. Good to know: In Russia, a long time – since 1991 – in effect a tax on personal property. Learn more at: Robert J. Shiller.

The rate ranges from 0.1 to 2% depending on the region and is charged with the cost of housing inventory, which in most cases several times lower than the market. And it is – one of the drawbacks of this tax. Given the fairly wide range of beneficiaries and low housing cost amount of property tax collections in Russia is very small. In addition, this tax does not help for one more very important task. Real estate tax can and should become a brake housing prices – which, because of its incredibly high price was simply unaffordable for the overwhelming majority of Russians. This is the conclusion of the presidential administration officials and the Russian government. It has recently become aware of their intention to introduce a property tax to replace property tax natural persons and the land tax, and would be way to deal with growth in housing prices. The size of the new tax rate has not been determined. It is not known, and then, on what method will be calculated market value of the property – and to this database tax plan switch. But the authorities have agreed to correction factors that reduce the tax burden on vulnerable citizens. Expected to introduce differentiated tax rates according to the social status of citizens and the occupied area. Increases the ratio of tax to impose and to the owners of several apartments that officials on a plan will make unprofitable acquisition of apartments in 'investment' purposes. In particular, it is expected to levy tax on a progressive scale for the second and third stories, but there will be a non-taxable minimum (we consider that each owner should not be taxed 27 square meters. accommodation plus 14 square. meters for each family member living with him). Thus, in Russia de facto existed before the property tax, but now the government wants to eliminate obvious flaws in it and most importantly – to target a new tax on Soaring housing prices. What happens in this respect in Ukraine? Or, perhaps, the citizens of Ukraine is not so acute housing problems? Read also about the prices of new buildings

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Ski Resorts Real Estate

The Italian region of Piedmont – a 53 ski resorts, 1,300 kilometers of slopes and 300 lifts, cable cars and ski lifts, capable of carrying more than 400,000 people per hour. The unspoiled natural environment, hundreds of valleys and villages, each of them with the history, art, culture and cuisine. All these various figures doing the Piedmont white galaxy. The region of Piedmont in the north of Italy and borders with Switzerland and France. Piedmont is a multiple ski resorts, where should I buy real estate.

Montagnedoc – an area that stretches over the valley of Val di Susa, (Susa Valley) and Pinerolo (Pinerolo) with the region of 1,500 km of slopes, surrounded by unique natural landscapes. Those who have a passion for winter sports Sports may choose various levels of ski slopes. All slopes are lighted at night, and there is snow trails for off-piste skiing and sightseeing. Sports enthusiasts can also practice cross-country skiing, snowboarding, ice climbing, freeride, ski mountaineering, trekking on horseback, dog sledding with Siberian Huskies and heli-skiing. Montagnedoc offers the best of winter sports, as well as a relaxing enjoyable leisure time. There is an opportunity for open a local history, traditions, art and antique handicrafts, truly local gastronomy and wines. Sestriere, located at an altitude of 2.035 meters on the ridge with the same name, with a delightful view over the valley Chizone (Chisone) and Val di Susa (Susa Valley). This is the first truly modern Italian ski resort. It was created in 1937 by the Agnelli family, and is currently the most famous place for winter sports.

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Property Transactions

One of the key issues in the contract of deposit is "How much?" What should be the size of the deposit? Oddly enough, the exact rules but no one has yet figured out exactly how much to take interest on the amount of future transactions. Both parties may be interested in a larger and a smaller deposit. To decide, let's see someone that is interested. Under what conditions the seller or buyer interested in small and large deposit? The seller may be interested in a larger deposit, when the impending deal is especially beneficial for him. For example, when an object goes beyond the highest possible market price. It is worth noting that in the event of cancellation of the transaction by buyer, the seller is the amount paid, and it can reduce its size to the price of its object.

If the deposit was more than 10%, probably because falling in price, the object will sell very quickly. In a small deposit seller interested when there is hope for the preparation of documents necessary for the sale and purchase agreement, to find a buyer poschedree, in other words, if the pending deal does not seem to him arhivygodnoy. In Due to the fact that the deposit will have to return twice the amount, the seller must invest in new cost and expenses for this is not a pleasant effect. So if a deposit of 1-2%, then this would be not difficult. Buyer, in its same turn, gives a great advance in order to avoid a situation where the price someone interrupts. Assume a deposit of 10%. To kill this deposit, the new buyer has to bid more than 110% of original, because 110% – are not interested in the seller, because it loses the 10% top. By practice, the seller agrees to a new deposit, where his profit is 2% of the transaction and more.

Below 2% is not always sufficient to to persuade the seller to change his first customer. In a small deposit the buyer is interested, if not quite sure what the deal is forthcoming. For example, if he doubted his ability to pay tomorrow or when the market is overheated and by all indications is about to come falling market. So the buyer can not be sure that this is the best option for finding the something more profitable it is easier to give up already this deposit, if he was small. Yields the following conclusions: the larger the down payment, the more likely the transaction in the future, the more interested parties. The smaller size of the deposit, the less likely for future transactions. Optimal talk about the deposit at 10%. You can talk about and a smaller down payment, but if any party proposes to deal with the amount of the deposit agreement less than 5% then it is worth considering, and immediately begin to take action to find a possible replacement of the counterparty. Nothing is binding on deposit against the deal – this deposit is less than 2%. This happens unless formally, when the contract of sale is conducted in for a week and a half from the date of deposit. It goes without saying that a third party transactions – property – there will always be interested in the maximum possible deposit, since it guarantees the deal. It is also a realtor often requires a portion of their compensation after the deposit – one of the reasons are not always justified to insist on a large deposit.

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